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Invest a property

Buying an investment property or multiple properties to build income? We have access to a range of investment home loans which are right for you.

Invest a property
Why Choosing a Smart Mortgage broker?

We Crunch the Numbers for You

No more headaches or confusion. With access to the latest interest rates and offers, we'll reveal exactly how much you can borrow and what your monthly payments will be. Our dedicated team will analyze the numbers and present you with a clear picture of your options, empowering you to make informed decisions with ease.

Time-Saving Market Comparison

Say goodbye to endless hours of research and overwhelming conversations. Let us handle it for you. With our deep market understanding and extensive network of lenders, we'll do the legwork and deliver the best offers tailored to your unique needs. Sit back and relax while we make your mortgage journey a breeze.

Convenient and Free Consultation

Enjoy a seamless experience designed around your convenience. Our consulting service is not only completely free but also flexible to suit your preferences. Whether you prefer a face-to-face meeting, a phone call, text messages, or an online video chat, we're here to adapt to your schedule. Just reach out to us whenever you need help, and we'll be by your side in no time.

Expert Advice

Your financial success is our priority. We understand that every individual has their own unique financial situations, goals, and preferences. With years of experience in the financial industry, we're confident in our ability to find the best solution for your specific circumstances. Let our expert guidance navigate you through the complexities of the mortgage landscape, ensuring the best decisions for your future.

Ongoing Support

We're here for the long haul. Life is full of changes, and we understand that. That's why we provide ongoing support throughout the life of your loan. Whether you need assistance with refinancing, mortgage renewals, or any other related matters, we're just a call away. Count on us to stay by your side, ensuring you have the support you need when you need it most.

Property investment FAQs
What is property investment?
Property investment involves strategically purchasing real estate properties with the aim of generating income and/or capital appreciation. Investors seek to achieve returns through rental income, property value appreciation, or a combination of both. If you're considering arranging loans to secure an investment property, consult with your local Smart Mortgage broker to maximize your investment return.
Why should I consider property investment?
Property investment offers a range of benefits that can enhance your financial portfolio. It provides a reliable and potentially growing stream of rental income and serves as a hedge against inflation. Additionally, property investments may offer potential tax advantages and act as a long-term wealth-building asset. However, whether you should invest in property depends on your financial goals and personal circumstances. To explore the implications of an investment loan on your financial circumstances, contact your local Smart Mortgage broker.
How do I finance a property investment?
Financing a property investment typically involves a combination of personal funds and mortgage loans. In some cases, you may leverage the equity in your existing home as a deposit. It's important to note that the interest rate for an investment loan may differ from your home loan, as lenders consider investment properties to carry additional risk. Ready to embark on your property investment journey? Reach out to your local Smart Mortgage broker to explore financing options for your property investment plans.
How do I estimate rental income and property expenses?
Accurately estimating rental income and property expenses requires thorough research and analysis. Factors such as the local rental market, comparable rental properties, property size, location, and amenities all play a role in determining rental income. On the expense side, consider mortgage payments, taxes, insurance, maintenance costs, property management fees, and potential vacancies. Don't worry—you don't have to navigate this alone. Consult with your real estate agents, property managers, and your local Smart Mortgage broker for up-to-date figures and professional advice.
What are the tax implications of property investment?
Property investment can offer tax advantages that optimize your overall returns. While rental income is generally taxable, investors can deduct certain expenses such as mortgage interest, maintenance costs, and depreciation, which can positively impact your tax situation. To find out more, contact your local Smart Mortgage Broker today.
Testimonial
What our customer says about us
Testimonial
What our customer says about us
I have been with Ivy for 10 years. Ivy always exceeds my expectation and makes me feel my needs are a priority. Her professionalism and knowledge are of an extremely high standard and the communication and efficiency throughout the whole process was above and beyond. More than happy with the service from Ivy and Smart Mortgage and would not hesitate to recommend their services to others.
Yin Zhu
Onsite Manager of Rosewood Heights
My family uses Smart Mortgage to assist with the purchase of our home, investment, properties and commercial lending. Ben Ou, the Manager Director and his team are very experience and have always made our loan processes easy. I would highly recommend Smart Mortgage to my friends and clients who require finance for their properties. I am confident that the Smart Mortgage’s team will look after the customer’s best interests.
Simon Au
RE/MAX Number 1 Sales Team
Having worked with Angela for over 10 years, she has always been very professional and always puts my needs and interests first. Her work ethic is excellent and I trust in her abilities to always provide me with honest advice to help me reach my financial goals. My husband and I have several home and commercial properties with Smart Mortgage and I would highly recommend them to anyone who is looking for a company who truly puts your interests first.
Anh Pham
Manager at Queensland Soy Factory
I have dealt with Smart Mortgage for many years. There have been a few properties I have bought and sold over this period. Angela Duong is the person I have dealt with for my home loans. I have known Angela for over 10 years and have always found her and the staff at Smart Mortgage to provide outstanding services. Buying and selling houses are some of the most stressful things a person can go through in life. Knowing that Smart Mortgage are very professional and committed to the complete process from start to finish is a great relief.
Anne Poulton
Property Buyer
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